Are you tired of spending too much money on liability insurance? Do you wish there was a better way to get a great rate? Well you are in luck, there is a way to get better rates on your liability insurance coverage. One of the best things to do is to simply use a liability insurance broker because it is there job to work with the different companies and get you the best rate possible. The difference between a broker and an insurance agent is a broker works with several insurance companies and an agent works with just one.
Another thing you can do to get the best rates is to get insurance quotes from all the different insurance companies you are planning on using and then using them against each other. Full Article…
By Layla Glynde on 27-08-2011
Stress. We’ve all heard of it and we’ve all experienced it. While a certain amount of stress can actually be good for you (it increases productivity, among other things), too much is detrimental. In fact, scientists began documenting the correlation between stress and cancer beginning in the early 18th century. It has also been linked to strokes and heart attacks, and it has been estimated that 85-90% of all medical visits to family practitioners are for stress-related problems.
So we know it’s a problem. But what can we do about it?
Over the last 300+ years, there have been thousands of remedies for stress. The “answers” have ranged from exercise to meditation to vitamins to aromatherapy.
Full Article…
By Brooke Woodger on 26-08-2011
Many people think about travel insurance for an expensive medical evacuation or having to cancel a trip, but most policies offer other types of assistance during a trip. One common scenario is lost passports or travel documents. Every policy has a 24 hour emergency assistance service number that is a free call from anywhere in the world. This is the call someone would make to arrange a medical evacuation, but some plans also provide lost document assistance. This can include embassy and consulate services, passport recovery services and help recovering lost travel documentation.
Medjet Assist provided several tips for avoiding common pitfalls with lost travel documents:
- Carry an extra official photo identification.
Full Article…
By Layla Glynde on 26-08-2011
We get this question all the time. This isn’t a “one size fits all” answer, it’s different for everyone.
We suggest you examine the purpose for the life insurance and determine what’s come up that has prompted you to want to buy life insurance. Is it income replacement? Family protection? Mortgage protection? Estate planning? Final expenses?
Full Article…
By Brooke Woodger on 25-08-2011
President Obama says that his health plans popularity will grow once its provisions start being implemented. But peculiar rules tucked into the legislation are likely to make the entire scheme even more disliked as its implementation approaches.
At the heart of the Obama plan are 50 state-based exchanges where insurers will be able to sell health plans inside new marketplaces. The health plans that insurers market will have to comply with a strict set of government rules on the minimum benefits that they need to offer, and the amount of money that plans can spend on overhead and take for profits. These rules arent out yet, but most observers expect them to be rigid.
Full Article…
By Katie Angela on 25-08-2011
Watching live coverage of the riots as they happened across the UK it was quite clear that the Police were totally unprepared to deal with incidents of this type, and more worryingly their laissez-faire approach has cost this Economy tens of millions of pounds in damage that could have been avoided.
Listening to these patronising Chief Constables talking about how they were going to go after these criminals after the event made Insurance blog feel sick.
Countless stories appeared on the TV news of how business people saw the Police stand by and watch doing nothing to prevent their livelyhoods being trashed by mindless kids.
From recent dealings with the Police I am disgsuted that their attitude to everything is that Insurance is there to pick up the bill for their professional negligence.
Well it isnt!
Insurance Blog urges all UK Insurance companies to refuse to pay for riot damage where the Police stood around idly and watched a bunch of kids run riot.
Under UK Law if the Police are not able to deal with a situation the risk becomes Fundamental and is the responsibility of inept UK coalition Government, and not covered by any insurance policy.
Full Article…
