Sep
21Rudi Van Delm will join Royal Bank of Scotland Insurance’s personal lines executive team as director of pricing, subject to FSA approval.
Van Delm will report to Tom Woolgrove managing director, personal lines, RBS Insurance.
Sep
13As the weather turns cooler, it is important to remember that riding a motorbike can present some challenges in the Winter months that you may not face during the warmer months of Spring or Summer. Be sure to compare motor bike insurance this winter.
1.) Dress for the Weather
As most motorbike riders are well aware, when you are exposed to the elements, the air outside can be much cooler than if you were in an enclosed automobile, so it is especially important to wear the proper clothing when riding in the Winter months. Full Article…
Aug
27Stress. We’ve all heard of it and we’ve all experienced it. While a certain amount of stress can actually be good for you (it increases productivity, among other things), too much is detrimental. In fact, scientists began documenting the correlation between stress and cancer beginning in the early 18th century. It has also been linked to strokes and heart attacks, and it has been estimated that 85-90% of all medical visits to family practitioners are for stress-related problems.
So we know it’s a problem. But what can we do about it?
Over the last 300+ years, there have been thousands of remedies for stress. The “answers” have ranged from exercise to meditation to vitamins to aromatherapy.
Aug
26
We suggest you examine the purpose for the life insurance and determine what’s come up that has prompted you to want to buy life insurance. Is it income replacement? Family protection? Mortgage protection? Estate planning? Final expenses?
Jul
24Health insurance agents and brokers have found a friend in Sen. Mary Landrieu (D-La.), who has penned a letter asking federal officials to delay including agent compensation in the medical loss ratios controlling health insurer spending.
Landrieu in the letter asked the U.S. Department of Health and Human Services to put off the inclusion of agent compensation in the calculation of the medical loss ration (MLR) provision in the Patient Protection and Affordable Care Act (PPACA).
The new health reform provisions force health insurers to spend no more than 20% of individual and small-group premiums, and 15% of large –group premiums on administrative costs, including agent compensation.
Jul
22More than one-third of the nearly $4 billion in loans the federal government plans to issue for the development of non-profit health insurance co-ops could end in default.
“There is that back-end estimate, for conservatism’s sake,” Steve Larsen, director of the U.S. Department of Health and Human Service’s office overseeing implementation of the federal health reform law, told reporters during a conference call this week.
HHS is providing $600 million in loans to help develop the co-ops, which are insurance carriers governed by consumers.
