A: There are many companies that sell long-term care insurance as well as other insurance products. Its always best to call reputable companies and ask lots of questions. These insurance companies are there to serve your needs and will work hard to gain a satisfied customer.
If by bundling you mean something like bundling home and auto insurance for a discount, then, yes, there are companies that offer a “loyal customer” discount for buying long-term care insurance along with other products. Other discounts may be available through professional associations and organizations.
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President Obama is busy touting his health law, while Mitt Romney argues that an individual mandate in Massachusetts is a “conservative” idea. In the meantime, the Associated Press examines Newt Gingrich’s past support of the Children’s Health Insurance Program.
Obama Campaign Promotes Health Care Law
Obama’s re-election campaign is putting together videos promoting the Affordable Care Act, the landmark law that is the subject of both a major Supreme Court case and next year’s election.
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Jason Beans
A: You may be among many people scrambling to use up their flexible spending accounts. Why? In 2011, the federal government changed what are considered eligible FSA expenses. No longer can you get reimbursed for over-the-counter drugs and medications, unless a doctor specifically prescribes them.
Despite this significant change, an FSA — a savings account that lets employees contribute a portion of their payroll earnings pre-tax for certain medical expenses — still can be a good way to save you some money. However, too often people over-budget.
Buying a new pair of eyeglasses is one way to spend money that’s left in your FSA. Full Article…
If you are a business owner with five employees who drive trucks and make deliveries based on your products, what would happen if they were in a car wreck where your employee was at fault, there was a severe injury or death in the accident? This is a real situation that happens to hundreds of companies each year. It is not something we like to think about, but who then becomes responsible for paying for the grim situation financially? Generally, the company will be held to some of the responsibility, especially if the negligence of their employee was a direct result of their work responsibilities. Full Article…
Life insurance for the elderly is almost like regular life insurance except that the death benefit is relatively smaller and the premium relatively higher. Insurance companies are business that uses their client’s money to make investments and then profits from them so the longer you let them use your money, the higher profit they get out of it. This is the reason why insurance companies have the ability to offer high amount coverage because the money you pay for the premium is being used by the company to generate more income. So the longer they get to keep your money the higher coverage they provide. Full Article…
Decisions, Decisions, Decisions. If you are starting out in business or reviewing your initial company procedures and processes you will be faced by an endless choice of decisions to make.
Whilst the potential rewards of running a successful business drive them onwards, there are many challenges faced by small business owners, especially during the initial outset of the business when methods and procedures are being put in place.
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