Preparing Pets for Disaster #riskymonday

When preparing for disasters, most people make plans for their homes and their loved ones. But for many people, pets are also full-fledged family members, and it’s important to have a plan for them as well in the event of a catastrophe.

There are plenty of easy steps to take to ensure your pet has the best chance of making it through disaster safe and sound. Jenn Fadal has some excellent tips on the subject, from food preparation to reuniting with your pet in case it gets separated from the family.

Check out the video and share your thoughts by commenting below or on Twitter using the hashtag #riskymonday.

#riskymonday, brought to you by Bankers Insurance Group, covers one important video highlighting the risks we face each week.

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PA. Insurance Regulators Recover $3.4 Million for Consumers

Regulators in Pennsylvania announced this week that they recovered $3.4 million in restitution for consumers in the first quarter of 2012.

The recovered funds come from 3,211 written consumer complaints and inquiries submitted during that time and 27 enforcement actions. State regulators also collected $71,000 in fines and penalties, according to a department release.

Regulators took action against both large insurers and individually licensed people, reporting that they suspended or revoked 14 licenses and put 11 licenses under probationary supervision.

“Action is taken after an investigation reveals violations of Pennsylvania laws or regulations, or after the completion of a market conduct examination,” the Pennsylvania Insurance Department stated in its release.

State regulators are usually the last resort in resolving issues between insurers and drivers.

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Insurance Provider Statements on Unrest in Egypt and Syria

Travel insurance providers release position statements to identify how coverage applies to current events. The recent unrest in Egypt has many travelers asking how their policy works in this situation. The following are position statements from the travel insurance providers identifying what coverage is available:

Air Ambulance

No statement provided.

CSA Travel Protection

No statement provided.

Global Alert

No statement provided.

Global Rescue

No statement provided.

HCC Medical Insurance Services

No statement provided.

HTH Worldwide

No statement provided.

IMG

No statement provided.

iTravelInsured

The U.S.

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Meet the Risks: Harvey Hurricane

Oh, hello… I didn’t see you there. You’ll have to excuse me; it’s hard to see such small beings when you’re this large.

My friends call me Harvey Hurricane, though I often get a different name everywhere I blow. They call me “cyclone” in the Indian Ocean and “typhoon” in the western Pacific Ocean—I assume meteorologists just need to entertain themselves.

Like I said, I’m a big guy. I’ve been known to gust over 160 miles an hour and drop over 2.4 trillion gallons of rain in a single day, but at my core I’m really quite calm. I just get a little excited sometimes.

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Health Care Spending On End-Of-Life Treatment Is Irrational

Mercury News reporter Lisa Kriegers compelling, poignant tale Sunday of her fathers final 10 days of life and the extraordinary hospital costs they entailed should be required reading for all. For doctors. For hospital administrators. For health care policy makers, both elected and professional. And, although it is painful, for every one of us with aging parents or friends or with a creeping sense of our own inescapable mortality.

Krieger puts it best: My fathers story the final days of a frail, 88-year-old with advancing dementia at the end of a long and rewarding life poses a modern dilemma: Just because its possible to prolong a life, should we?

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AEI scholars cited in Supreme Court health care argument

The discussion in the Supreme Court has quickly turned from whether the case can be heard to whether the individual mandate is consitutional to whether the entire Patient Protection and Affordable Care Act law falls as a result of any part being declared unconstitutional.

In one of the most interesting discussions on Wednesday, Justice Samuel Alito asked what the fallback position would be for the rest of the act if the mandate were declared unconstitutional. He then referred to the amicus, or “friend of the court,” brief filed by AEI health experts Thomas Miller. Joe Antos, Jim Capretta and Chris Conover, among others, which contends Title I, mandating the establishment of health exchanges and the means to pay for them, must go.

In response, Paul D.

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